High above the flood plain, with Chain of Lakes access, and breathtaking Fox River views from all 3 levels - welcome to your spectacular riverfront retreat. No flood insurance needed. From the moment you walk in, you'll be drawn to the views that showcase the river. With North-facing exposure, the home stays cool in the summer with direct sunlight waiting for your gardening dreams in the backyard. The open-concept main floor features gleaming hardwood floors, an updated kitchen with stainless steel appliances and a cozy breakfast nook, plus a spacious living room with a full wet bar-perfect for entertaining. Upstairs, you'll find three generously sized bedrooms, including two with sliding doors that open to a private deck overlooking the water. An oversized full bath adds comfort and convenience. The finished walk-out basement offers even more living space, complete with a warm fireplace, a fourth bedroom, a 3/4 bath, and access to the backyard and river. Outside, enjoy the best of river life from the multiple expansive decks or your private pier, with plenty of space for boats, jet skis, and more. Whether you're entertaining guests or unwinding while the boats drift by, this home delivers the ultimate waterfront lifestyle. Deed to a second lot, and a 1/10 ownership shared lot are included in the price, and 6 dedicated and lined parking spaces on the street are also included. The members-only shared lot boasts additional piers, boat storage shelters, and a private beach to throw celebrations and gatherings. This lovingly maintained home also has a fully NEW HVAC system (2023), NEW OVEN/RANGE (2023), NEW OVERSIZED SIZE WASHER AND DRYER (2023), NEW WATER SOFTENER & IRON FILTER (2022), tankless water heater, and partially fenced backyard. Located along the UP-Northwest Metra Line, this is a rare opportunity to own premium riverfront property in Fox River Grove.